Oh, the perils of poverty! I'm fortunate to have lived through very tight times before, so this go-round I'm well equipped with survival strategies. Since August I have:
-stopped eating out, stopped ordering delivery
-cut-down and limited enjoying my "guilty pleasures" like beer and cigarettes
-basically eliminated discretionary spending; no books, cds, dvds
-focused my cooking on economical meals that stretch out
and these things have helped a lot, to keep my budget as balanced as possible with such reduced income.
I appreciate how fortunate I am, in that I have a wealth of opportunity for little or no cost entertainment; considering that telephone and internet connectivity is nearly a requirement for life these days (especially if you're actively pursuing employment opportunities!) and ISPs like Charter offer a pretty good deal for the "bundle" that even scores you television, it's a reasonable expense, if you can afford it. I imagine I could save that $70 a month (I split the bill with the roomie) and just rely on cell phone and free wi-fi, but my cell plan is the cheapest, most limited I could get, and I'd have to drive to get wi-fi (using service provided by restaurants, coffee houses or libraries, for example). All of which introduces the likelihood of losing the savings achieved in gas, impulse buys, and lost opportunities.
Now, however comes the toughest part-trying to sell off possessions to gain that so-needed infusion of cash to pad the budget as much as possible. I'm so loathe to sell any of my guitars or vintage amps, but I think it must be done. Even if I just get what I paid for them back, a couple of key sales could make all the difference. And I'm going to sell off my jewelry-not that it will bring all that much, but I really never wear any of it, and only 1 ring really has any sentimental value at all, and that not very much. Again, if it brings in scrap-gold value, it's another $100 and change into the bank.
I'm despairing of finding supplemental employment, and I'm getting fearful about how I'm going to be able to hold on over the summer, when school's out.
I guess it's time to dig in the fingernails, grit the teeth, and hold on tight.
Saturday, March 7, 2009
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